The Joust panel of Lenders are waiting to bid hard to win your home loan business.
At Adelaide Bank, we believe that everyone has a right to own their own home. That’s why we’ve been helping Australians do just that for over 150 years.
Our range of loan options are as varied as the dreams they bring to life. And our friendly customer service team is here to provide support, every step of the way.
We’re all about making home ownership as simple and affordable as it should be, for everybody. Whether you’re a first home buyer, self-employed or an investor, we have a loan to suit your needs.
Everyone’s idea of the perfect home is different, so too is their idea of what makes a perfect loan. We’re pleased to partner with Joust to put the power in your hands when it comes to finding the right loan product.
To learn more about our great loans and exceptional service, visit adelaidebank.com.au
People's Choice Credit Union
People’s Choice is one of Australia’s largest and most successful credit unions.
We serve more than 345,000 members across Australia with over $9 billion of funds under management and advice.
As a credit union, we are different from banks because our members are not just our customers, they’re also our owners. We reinvest our profits into creating better products and providing great service and advice, rather than giving returns to shareholders like the major banks.
In fact, our sole reason for being is best described by our Purpose Statement: ‘Working together for a better future’.
Credit unions are the original disrupters to the banks. Formed decades ago by ordinary people who wanted a fairer way to save and to borrow money, today more than 4 million Australians choose to bank with a credit union or other customer-owned banking organisation.
Our members get truly competitive rates and fees – often better than the Big Four – with all the security of a big bank without sacrificing customer service for shareholder profits.
Learn more here peopleschoicecu.com.au
BankSA has been a part of the fabric of South Australia since its early years, having opened our first branch in 1848. We're the largest financial institution in South Australia and the State's main provider of housing, personal finance and rural banking services. In 2008, BankSA and St.George became part of the Westpac Group. The Bank also plays a key role in the community as a sponsor of major State events and through the BankSA Foundation, makes donations to approximately 100 South Australian and Northern Territory-based charities each year.
Bank of Queensland
BOQ is one of Australia’s leading regional banks. We’re also among the few still not owned by one of the big banks. We pride ourselves on building long-term customer relationships that are based on mutual respect, understanding, getting to know our customers and recognising the things they need rather than selling them things they don’t. It’s how we’ve been doing business since 1874.
Our Clear Path Home Loan has all the qualities you'd expect from a great home loan, and with a low variable rate it's even more charming. There's no application fee and you'll get the flexibility of free redraw, mortgage offset and flexible repayments.
It was also recently judged as Money magazine's 2015 Cheapest Flexible Home Loan.
Australian Unity is a national healthcare, financial services, and independent & assisted living organisation providing services to almost one million customers, including 300,000 members nationwide.
As a mutual company with a 175 year history, Australian Unity has developed a strong focus on taking care of members.
This purpose was forged in previous centuries when governments did not provide the social and welfare services that many Australians now take for granted.
Today, the nation is facing increasing pressures from an ageing population. Australians are faced with new challenges. These include creating financial security in an increasingly uncertain economic environment, dealing with the rise of chronic diseases, and finding a secure and healthy life in retirement.
Australian Unity is uniquely placed to help Australians deal with these challenges. We are a diversified group of businesses offering healthcare, financial services and retirement services. We employ more than 2,000 staff in various locations across Victoria, New South Wales, South Australia and Queensland. Our products and services are designed to enable customers to achieve a sense of wellbeing. Our understanding of wellbeing is derived from 15 years, with Deakin University, of the Australian Unity Wellbeing Index.
At BankVic we enable our members to achieve their financial goals, quickly. We do this by providing banking value, excellence in products, and by offering a service that is personalised and where our members come first.
We began back in 1974, to improve the financial well-being of Victoria Police members and their families. Forty years on and our services now extend to members of the health, emergency and public service sectors. Our heritage is important to us and we are committed to ensuring we remain relevant for all our members.
We are Victorian based, just like our members who have now grown to 100,000. While we are big enough to matter, with $1.5 billion in assets, we are still small enough to care about the financial wellbeing of each and every one of our members. We can proudly say that we have never foreclosed on a home loan.
Our home loans offer great value as do our full suite of banking products and services including savings and transaction accounts, personal lending, credit cards and insurance.
BankVic exists to strengthen the communities which we serve. Our aim is to build healthy communities that are financially, socially and environmentally sustainable. It’s these beliefs that drive the work we do everyday. It’s what we call ‘Banking with Heart’.
Victoria Teachers Mutual Bank
In 1972, 48 educators each contributed $10 to start Victoria Teachers Mutual Bank. These founding customers wanted to create a better economic life for people working in education, and their families. Since then, Victoria Teachers Mutual Bank has grown to over 100,000 customers and in excess of $2 Billion in assets. Although the majority of customers work in the education sector, anyone can bank with the Mutual Bank.
Being a customer owned bank, profits are reinvested into the organisation to add to its strength and security, not to external shareholders. This also allows the Mutual Bank to provide continuing value to customers through highly competitive interest rates, a low fee structure and a broad range of products and services for all life stages, from children to retirees.
Although anyone can bank with Victoria Teachers Mutual Bank, their focus is on the education community, including states other than Victoria. Employees working within the early childhood, school, university and TAFE sectors are able to take advantage of their services, including family members.
As a stakeholder in the education community, Victoria Teachers Mutual Bank understands education is preparation for life’s journey. They support a range of programs and organisations and proudly reinvest a portion of their profits back into the education community every year.
Operating in a socially responsible way is important to the Mutual Bank and as such, it has adopted a sustainable investment and lending approach that reflects their corporate values.
Why choose IMB Bank?
Established in 1880, IMB has been helping people achieve their financial goals for 135 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.
IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
Australian Military Bank
Australian Military Bank has been helping Australian Defence Force personnel and their families make the most of their money since 1959. As Australia’s longest serving Defence financial institution, we know a thing or two about the unique aspects of life in the armed services. We are dedicated to helping the men and women who protect and serve our community, that’s why we focus on providing our members with better quality services, lower fees and competitive interest rates. At Australian Military Bank, it’s member owned, which means members come before profits.
Mission: To be dedicated to taking care of our member’s financial needs
Vision statement: To be the leading bank serving the Australian Defence community
Dedicated – to serving the Defence community
Easy – to do business with
Modern – products and service offerings
The Auswide Bank brand was launched in 2015 after 50 years operating as a building society specialising in helping Australians to achieve home ownership.
We provide an extensive range of personal and business banking products & services across Australia via strategic relationships, online & digital channels, branches and Bank@Post outlets. Even though we are a smaller Australian bank, we believe it's the small things that make us different! Especially when you compare us to the 'big banks', the banks ‘owned’ by the ‘big banks’, the ‘overseas owned’ banks and the purely ‘online’ banks. In a fast paced, complex and impersonal world, it’s the small things that are often sacrificed and it’s easy to feel forgotten!
Small things that can give life meaning and create real value, so small things really matter to us here at Auswide Bank. We know every action we take and every decision we make creates a big difference to your banking experience and financial position. So apart from home loans which are competitively priced and packaged with great features we place great importance on attention to detail, delivering on our promises and 'going the extra mile‘ - no matter where you live.
Auswide Bank is friendly and flexible. We are responsive and responsible. We are agile and nimble. We listen and then we deliver. When you choose Auswide Bank you can count on being supported both now (with obligation free advice, pre-approval and easy home loan application) and in the future by our Australian customer care consultants available 7am to 7pm AEST weekdays.
Bank of Melboune
Super Local: We are Bank of Melbourne. We’re from here, we live here
We have an affinity with our customers that comes from a shared parochial pride in Melbourne and Victoria, and a common goal to see our people, businesses and neighbourhood prosper. We’re personally connected and involved, making a significant and proud contribution to their financial and social prosperity. We’re truly local and accessible, just down the road. We understand the tribal nature of Melbourne and are sensitive to the rhythm of each neighbourhood. Our people know the area well and shape services and advise accordingly.
Personal Recognition: We’re a bank that recognises the value of our customers. We know who they are, often by name
There’s a clear acknowledgment that we value them for their membership of the bank and that we’re here for them. We’ve created environments that encourage easy conversations so we can get a better understanding of each customer’s needs. We also recognise that sometimes they just want to make a transaction. Our system and services are seamless because we recognise that customers don’t see themselves as a series of products. We recognise and reward their loyalty and celebrate their achievements.
Trusted Adviser: We’re the people our customers trust to provide them with the most relevant and beneficial personal or business advice
Our knowledgeable staff focus on individual needs, taking great care to shape valuable and appropriate solutions. If circumstances change or we find a better solution, we’ll be proactive in sharing advice and adapting a solution to better suit the customer. Our focus on the customers comes from a shared focus on achievement because we know that being socially aware and fiscally prudent is the responsible thing to do.
Local Decisions: We live here. We do business here. We make decisions here.
We’re empowered to think and act for ourselves, which brings extraordinary value to our customers. We’re accountable for our decisions. Our customers enjoy talking to decision makers because they know we’re the ones that will be responsive and take action quickly. We’re genuine and transparent and will explain if the product or service isn’t right for our customers. We make appropriate decisions in the best interests of our customers.
St.George Bank is one of Australia's leading Retail and Business Banking brands, serving over 2.6 million consumer, business and corporate customers in Australia. In 2008, St.George became part of Westpac Group.
St.George is known for exceptional service, innovative, award-winning products, and specialist financial advice for retail and business customers.
G&C Mutual Bank is a Bank with a difference. The difference is that G&C Mutual Bank is owned by our members and everything we do is for the benefit of our members, our owners.
Everyone of our members is an owner with a voice and a say in our future. We make responsible, ethical decisions and then reinvest our profits to provide better products and services for our members.We offer a full suite of personal financial services and award winning products including savings, term deposits, loan and insurance options - all of which are designed to make life a little easier for you and your family.
We offer trusted, personalised service and our staff work hard to meet every members individual financial needs and help them choose the right products to meet their future goals.We strive to make banking easy for our members and offer a range of ways to access us, from workplace visits to home visits, phone enquiries to email enquiries, or face-to-face service through our branches.
We have been in operation since 1959 and are proud to be providing financial services to the community. Currently we have over 36,000 members who enjoy the G&C Mutual Bank experience. To experience a more rewarding banking experience, simply call us on 1300 364 400 or contact us via our website.
Learn more at gcmutualbank.com.au
Bendigo Bank is home to Australia’s most satisfied home loan customers (that’s Roy Morgan Research talking, not us*).
And while we’re Australia’s fifth biggest bank, we prefer to see ourselves as the biggest of the good banks because we do things a little differently. Thanks to our 1.8 million customers, we’ve invested $165 million into local projects, local clubs, and local schools, as well as support global movements like Earth Hour and Oxfam Australia.
Your home loan will help make more of these great things happen.
If you like traditional banking, we’ve got more than 500 branches across the country. If you like technology, our banking app is rated in the top 2 in the industry (okay, it’s second, but only by a whisker^). Regardless of how you choose to bank with us, you’ll like Bendigo Bank.
Find out more about us at bendigobank.com.au
* Roy Morgan Research Single Source: April - September 2016. ^Roy Morgan Research Finding No. 7100.
Whether you have everything in order, or have a slight credit impairment, our product range may be able to help you.