Pick the home loan rate that’s right for you

Looking to take out a home loan?

Finding the perfect home can be an exhausting and confusing process. Getting the best home loan rate doesn’t have to be.

Joust isn’t a bank or a broker, we’re independent and help you get the home loan rate you deserve. We connect you directly with up to twenty one lenders who bid against each other for your home loan then you pick the home loan rate that’s right for you.

It takes as little as 3 minutes to start a Joust that could save you thousands over the life of your mortgage.

How a simple Joust could benefit you

  • You could save thousands over the life of your loan
  • It’s free to complete a Joust
  • No obligation
  • It takes as little as 3 minutes to complete a Joust
  • You could repay your loan faster
  • You’ll have confidence knowing that you’re getting the best home loan rate available
  • Watch as the banks battle for your mortgage
  • Banks bid live and in real-time

Helpful links

A comparison rate includes both the loan interest rate and the associated fees combined into a single percentage so there is complete transparency to you.

A comparison rate is determined by the following:

  • The amount of the loan
  • The term of the loan
  • The repayment frequency
  • The interest rate; and
  • The fees and charges connected with the loan.

The advertised rate is simply the loan interest rate. The comparison rate includes the loan interest rate and any additional fees and charges. Joust only allows lenders to place new bids if the comparison rate is lower than the previous winning bid. This removes any confusion around which bid is the best rate.

A comparison rate is determined by the following:

  • The amount of the loan
  • The term of the loan
  • The repayment frequency
  • The interest rate; and
  • The fees and charges connected with the loan.

Yes, absolutely! It’s free, fun to use and there’s no obligation or pressure. Go on… get Jousting!What is a Joust leaderboard?

Here are the top 3 Reasons:
1. you are in control. You see every bid live on your digital leaderboard during your Joust auction as lenders compete against each other with their best home loan rates – driving the rate down.
2. Joust cuts out the broker middleman….the broker trail commission …..the hassle… You choose which bid you like the most –the lowest rate or a preferred lender.
3. it’s fun and easy. You can start your Joust auction while relaxing at home, on the bus, anywhere, anytime!

Also, did we mention that there’s no pressure to accept the best home loan rate offered… but why wouldn’t you?