Offering transparency, empowerment and convenience in your search for a better home loan rate.
At Joust, we want you to get the best home loan rates possible.
Founded with 100 years of combined experience in banking and finance in the Adelaide, Sydney and Melbourne Home Loan Market, Joust comes to you in 2016 creating a digital marketplace. By creating home loan mortgage pressure amongst the banks, chances are we get you a lower home loan rate. We are dedicated to giving you a simplified and equitable process for finding or refinancing a residential mortgage.
We Are Creating A Competitive Marketplace
The mortgage lending process shouldn’t have to be confusing. We want to put you in control of your mortgage.
Don’t stress about researching or negotiating a refinancing mortgage by yourself. Searching for a better home loan rate can seem overwhelming when banks offer multiple packages, different home loan calculators, features, honeymoon rates and special offers. Sometimes people rely on the advice of accountants or brokers to guide them through the details, but the process doesn’t have to be so complex.
Joust helps you by creating a competitive environment for potential lenders who bid live on our platform for your business. The strain and responsibility is placed back onto the lenders as we bring the banks to you. Our marketplace offers a transparent and simplified process, all done through the convenience of your mobile device.
So instead of relying on the advice of a mortgage broker, we give you complete transparency by comparing your options on your own leaderboard.
Using Competition We Get You Lower Mortgage Rates
Whether you’re buying, building, or refinancing an existing home loan, we help you by facilitating competition between lenders.
On Joust, lenders are able to see exactly what their competitors are offering you. The transparency between both the individual and all the lenders creates a forceful and competitive tension that is otherwise unachievable.
Would the lenders you’re considering ever negotiate and bid face-to-face? Joust creates transparency by having competitors share their rates and drives down rates as each lender can bid time and time again. We act as the ultimate home loan calculator, giving you the most competitive and current offers.
Get a Better Home Loan Rate Tailored to Your Own Profile
Never before have lenders had the opportunity to directly pursue qualified opportunities with consumers. The technology we use at Joust enables our lenders to pursue their own individual growth and improve customer strategies.
This is beneficial to you as a customer, as the competitive atmosphere encourages the lenders that value your business to bid the hardest.
When you create a profile with us at Joust, the lender will have access to your basic information such as your year of birth, postcode, salary, employer and credit score band. The traditional way of finding a mortgage involves lenders matching you to the most appropriate existing package they work with.
But instead of viewing your business as one that can be slotted into a generic or standard rate, lenders are incentivised to lower their rates.
Don’t feel pressured by the need to gather all the information by yourself, and don’t miss out on the competitive rates comparison websites can’t display! Try Joust out today: