What Would Lower Home Loan Repayments Mean to You?

November 12, 2019

As our lives progress, we enjoy many milestones along the way. The first car, first holiday, marriage, kids…it’s a journey that will never be forgotten.

image of a house to outline how what lower home loan repayments could mean to you

So, when it comes time to buy a new home, it is an incredibly exciting time for all involved.

But, when you’re greeted with the bank’s interest rate offer for your home loan, it can leave a lot to be desired. If you have been presented with a high-interest rate, the thought of spending the next couple of decades coping with daunting monthly mortgage repayments can cast a dark cloud over an otherwise happy time.

Equally dismaying is if you already have a mortgage, but it’s no longer working out for you. Maybe you had a great starting interest rate, but the honeymoon period ran out and the interest rate is now much higher. Or, perhaps you were drawn in by alluring features and confusing jargon. What are you to do? How can you refinance your home loan in order to achieve the best outcome?

By using the innovative Joust platform, you can test the market and make banks come to you with a more competitive home loan interest rate.

By connecting our panel of lenders with each other on the dynamic Joust platform, this increases competitive tension and banks fight for you with some of their lowest home loan interest rates. And, as our platform is online and free, you can sit back and relax as you watch lenders compete for your home loan in real-time. You can obtain a low home loan interest rate without the hassle of meetings and negotiations with banks and mortgage brokers. As a result, the savings you could achieve can be substantial – life-changing for some.

So, what could you do with the savings from a lower monthly mortgage repayment?

Why not take your family away on holiday? If you’re saving money by having a lower interest rate, you can enjoy a trip up the Murray River, explore the scenic peninsulas, have a weekend away interstate, or save up and take a trip overseas that you’ll remember forever.

You might just want to put your savings towards perfecting your home. Renovate and create the kitchen of your dreams with state of the art appliances. Landscape your backyard and become a weekend BBQ expert for your friends and family. Build more space for your growing family. The possibilities are endless.

A home loan is a big investment. As such, it’s important that you are as happy with the arrangement as possible. At Joust, we empower you to find some of the best home loan rates available. Joust now and discover how easy it is.