Joust matches good-quality, low-risk owner occupier home loan customers with our lending partners who compete live with their best mortgage rates on a principal and interest repayment basis.
A great Joust profile meets 3 requirements to find a perfect match.
A healthy credit score
Your credit score will help lenders determine your creditworthiness for a mortgage. In the eyes of lenders your credit score represents how responsible you are with money.
A steady income
A steady income indicates to the lenders that you’re in a position to pay back the home loan. This means you’ll be offered better rates, so you can save money during the life of your loan.
Good equity in your home, or a 20% deposit
If you’ve got a minimum of 20% equity in your current residential home or a deposit of 20% or greater for a new purchase, our partners can offer you better home loan interest rates. Lenders can reward you for having higher equity with their best home loan rates, whether you wish to refinance your existing home loan or you are looking for a new loan.