Joust matches home loan customers with our lending partners who compete live with their best mortgage rates on a principal and interest repayment basis.
A great Joust profile meets 3 requirements to find a perfect match.
A healthy credit score
Your credit score will help lenders determine your creditworthiness for a mortgage. In the eyes of lenders your credit score represents how responsible you are with money.
A steady income
A steady income indicates to the lenders that you have the capacity to repay the home loan. This is an important aspect which goes towards you being offered better rates, so you can save money during the life of your loan.
At least 5% equity or deposit in your home
If you’ve built up a minimum of 5% equity in your current residential home or a deposit of 5% or greater for a new purchase, our partners can offer you better home loan interest rates. Lenders can reward you for having higher equity with their best home loan rates, whether you wish to refinance your existing home loan or you are looking for a new purchase.