Is Joust for Me?

Joust Marketplace saves you time and money while letting lenders access customers fairly and on the same terms. This revolutionary reverse auction model invites banks and brokers to bid for your loan with their best mortgage rates – putting the power back into your hands.

To find a perfect match, a great Joust profile meets the following requirements:

A healthy credit score

Your credit score lets lenders know how financially fit you are for a mortgage, determining your creditworthiness and demonstrating how responsible you are with money.


A steady income

Your income indicates your capacity to repay a home loan. A steady income is an important factor that lenders consider when offering better rates to help you save money during the life of your loan.


At least 10% equity or deposit in your home

Lenders can reward you for having higher equity with their best home loan rates. If you’re looking to refinance and have a minimum of 20% equity in your current residential home or a deposit of 10% or greater for a new purchase, our partners could compete harder with better home loan interest rates.